An introduction to Miller’s Fine Art & Specie team
As Miller continues to grow strategically, we continue to broaden our offering in areas where we can build differentiated capabilities and strength in depth, providing you with market leading risk placement support and services.
We are delighted to introduce you to Miller’s new Fine & Art & Specie team!
In a recent interview, Annabel Fell-Clark explains more about the new Fine Art & Specie team, their areas of knowledge and experience and how they can help you.
Please introduce yourself and your team?
I’m the Head of the Fine Art & Specie team at Miller and have been working for nearly 30 years in the Lloyd’s and London insurance market, with 20 of those spent dedicated to this specialty area. I learned my trade at Hiscox in the 1990s alongside some of the founders of Fine Art underwriting and have been lucky enough to work for some of the best companies in the sector. I’m joined by Giovanni Sard, who joined us in September 2023 and who has direct experience working in art galleries and auction houses. Hilary Copp came on board a month later in October and she brings with her a passion for Northern Renaissance Art, and experience in both broking and underwriting in North America and the London markets.
What attracted you to join Miller?
Miller's reputation as a fast-growing independent international broker, with a strong focus on specialist markets, was attractive to me, as well as the opportunity to lead a specialist team and contribute my knowledge and experience. I love to keep learning in life, and this is my first role on the broking side of the industry, after many years working for carriers. Lastly, the excitement of having a blank canvas on which to build a business within a blue-chip organisation is probably the biggest draw – you just don’t get many opportunities like that in life!
What are the teams’ main areas of focus and who and what do you cover?
We work with a wide range of exposures, including art galleries, museums, private collectors, artists, and auction houses. Art insurers will cover almost anything that has a “collectable value”, and that even extends to classic cars, fine wines, musical instruments, sports memorabilia – I’ve even been asked to insure a collection of match boxes before for someone! We also arrange coverage for armoured car companies, retail and wholesale jewellers, manufacturers of jewellery and mining companies who have specie risks. You could distinguish specie insurance as covering anything that’s “valuable”, as opposed to the “collectable” of art insurance.
What makes the Miller Fine Art & Specie team different?
I have been lucky enough to be able to recruit people who have a deep understanding of the sectors needs because of our team’s backgrounds in either the art world or specie related industries. Because we also work as a retailer with direct clients across the UK and Europe, we can understand the demands that are placed on our broker partners.
How can the team help/work with US and Canadian intermediaries?
The team can assist US and Canadian intermediaries by sharing our knowledge and experience providing advice on risk management and designing insurance solutions for fine art & specie. We can also provide access to the London insurance market, which is known for its specialist coverages and capacity.
What are the plans for your team going forward?
As for future plans, we are continually looking to expand and enhance our services. Recruitment is already in motion, and we expect the next member the team to be with us in March, that will add specifically to our capabilities across all the specie classes.
If you would like to get in touch with Annabel and the team, please use the contact details below.
